Terms of Service
Last Updated: July 7, 2025
Introduction
We at The Prosperity Financial Group (“The Prosperity Financial Group” or “Company”) are proud to provide our clients with the lending solution assistance they need. These Terms of Service govern your use of our website, services, and communications (including SMS/MMS messaging).
By using this website (www.theprosperityfinancialgroup.com) or otherwise interacting with us (including via SMS/MMS), you agree to these Terms of Service and our Privacy Policy. Please read them carefully. If you do not agree, please do not use our services.
Changes to These Terms
We reserve the right to modify these Terms at any time without prior notice. Your continued use of the site or services constitutes your acceptance of the revised terms.
SMS/MMS Messaging & A2P Compliance
When you provide your mobile number and opt in, you consent to receive SMS/MMS messages from The Prosperity Financial Group regarding your account, transactions, requested information, or promotional offers.
– You may opt out of receiving SMS/MMS messages at any time by replying STOP.
– For assistance, reply HELP or contact us at (800) 939-0729 or [email protected].
– Consent to receive SMS/MMS messages is not a condition of purchase or service.
– Message and data rates may apply based on your carrier plan.
We will not share, sell, rent, or otherwise disclose your SMS/MMS opt-in or consent data to any third parties or affiliates for marketing or promotional purposes. Such information will only be used to administer the messaging program and fulfill your requests.
Call Recording
You agree that The Prosperity Financial Group and its agents or representatives may contact you on a recorded line for quality assurance and training purposes.
Eligibility & User Representation
– You must be at least 18 years old to use our services.
– You may only maintain one active loan at a time.
– Loan applications inactive for 14 days will be canceled.
– You represent and warrant that your use of the Site and Services will not violate any law, infringe any third-party rights, or contain unlawful, offensive, or harmful content.
Restrictions on Use
You agree not to:
– Use our materials for commercial purposes without written permission.
– Engage in unauthorized harvesting of information or sending unsolicited messages.
– Impersonate others, misrepresent your identity, or upload harmful content.
– Use the Site or Services to violate laws, infringe rights, or harm others.
All materials on our site are protected by intellectual property laws and may not be copied, modified, or distributed without permission.
Consent to Electronic Communications
By using our Services, you consent to receive disclosures, notices, and documents electronically. You can withdraw this consent by contacting us, but it may limit your ability to use our Services.
TCPA Consent
You expressly consent to receive calls and messages, including auto-dialed and pre-recorded calls and SMS messages, at the numbers you provide, including your mobile number. Message and data rates may apply.
Mobile information and consent data will NOT be shared with third parties or affiliates for marketing or promotional purposes.
Limitation of Liability
We are not liable for damages arising from:
– Your use or inability to use the Site.
– Errors, omissions, interruptions, or defects.
– Computer viruses or failures.
– Consequential or incidental damages.
(Some state laws may limit these disclaimers.)
Privacy
Your use of the Site and Services is also governed by our Privacy Policy.
Termination
We may terminate your access at any time if you breach these terms. Upon termination, you must destroy all materials obtained from the Site.
Links to Other Sites
Links to third-party sites are provided for convenience and do not imply endorsement. We are not responsible for their content or practices.
Jurisdiction
These Terms are governed by California law. You consent to jurisdiction in Orange County, California.
Indemnification
You agree to indemnify and hold harmless The Prosperity Financial Group and its affiliates from claims arising out of your use of the Site or Services.
Dispute Resolution
Any disputes will first be mediated in Orange County, CA. If unresolved, disputes will proceed to binding arbitration in Orange County, CA, under AAA rules.
Contact Us
The Prosperity Financial Group
1450 W. 6th Street, Unit 103
Corona, CA 92882
P: (800) 939-0729
E: [email protected]